1win Website for Online Casino & Sports Betting in Korea 2026

Content

• How to Start Betting in 1win App in 5 Steps?
• in iOS App
• Best Bitcoin & Crypto Casinos & Gambling Sites Europe: Our Top Picks & Reviews

Specifically, this app allows you to use electronic wallets, as well as more conventional payment methods such as credit cards and bank transfers. And when it comes to withdrawing funds, you won’t encounter any problems, either. This tool always protects your personal information and requires identity verification before you can withdraw your winnings.

When it comes to casino gaming, 1Win offers an impressive array of over 11,000 games, ensuring a rich and thrilling gaming adventure. With a vast selection of slot machines, live shows, bingo, and table classics like blackjack and roulette, there’s something for every type of gambler. In particular, the platform provides a variety of roulette games, including American, French, and European variants, keeping the roulette enthusiasts engaged. Powered by licensed software providers, 1Win guarantees that players enjoy the latest and most exciting games with superior gaming quality. 1Win Pakistan is a haven for casino lovers, boasting a staggering collection of over 10,000 games that cater to a wide variety of tastes and preferences.

The Fantasy Sports section at 1win offers an exciting approach to betting, allowing players to assemble their dream teams for maximum success. Points are earned based on the actual performance of the selected athletes, and the goal is to score the most points. Usually, the budget limits the total value of the athletes you can select, with high-scoring players costing more. Each fantasy sport has its own unique scoring rules, making each game a new strategic experience.

In particular, please provide your game ID, as it allows us to identify your account in the system and accurately check the details related to your request. With this information, our specialists can clarify the situation based on verified data and proceed in line with standard procedures. Hello.We understand your disappointment and apologize for the inconvenience caused.

The themes vary widely, including action, fantasy, pop culture, sports, and casual styles. Some games also feature high RTP (up to 98%) or special buy features. These titles give you better chances of winning back your money compared to others.

As far as we know, no relevant casino blacklists include 1win Casino. The inclusion of a casino in blacklists, such as our Casino Guru blacklist, could suggest misconduct against customers. It’s advisable for players to factor this in when making their casino choices. Players are offered the official email address[email protected] . Additionally, members have access 1xBET to the company’s social networks and Live chat.

Some prefer betting on sports, but the majority of players enjoy online roulette. Plus, there’s no need to visit a land-based casino anymore—just go to the official website and choose a suitable version, as there are many, and all are worth trying. The team has made every effort to ensure that even the most demanding players experience maximum emotions and excitement.

Users are offered more than 10,000 machines of different themes and genres. A convenient sorting system will allow you to quickly move to the desired section and add software to your favorites list. Be sure to familiarize yourself with the procedure for wagering the bonus.

• 1win lets players choose how to place bets based on the number of events they include and how winnings are calculated.
• Betting options are available for the winner of the game, a draw, a win with Blackjack, a win by the number of cards, and many others.
• Competitive odds are another reason this betting site remains among the top-rated operators in India.
• The amount you deposit will directly affect the size of the bonus.

1Win Live Casino is a cool platform that provides players with the opportunity to enjoy the excitement without leaving the comfort of their home. Live Casino differs from traditional online games due to real dealers who play games in real time, creating the atmosphere of a real casino. 1Win Casino offers an amazing variety of games — from classic slots and roulette to card games such as blackjack and poker. Special attention is paid to slots, where players will find a huge number of themes, bonus rounds and jackpot opportunities. This classic version of the game brings the thrill of the casino right to your screen, offering an exciting and interactive gaming experience.

As a betting expert & writer for Silentbet, I believe 1win does not get the credit it deserves. I found over 11 thousand casino games, different crash titles, poker, cybersports, and so much more. The best thing was that you could access every alternative with one account.

The betting lines for each live event can include up to 10 bet types, and the odds are updated in real time. Making a deposit at 1win is fast and convenient, thanks to the wide range of available payment methods. These include bank cards, e-wallets, cryptocurrencies, and local payment systems depending on the user’s region.

The user-friendly interface ensures easy navigation, and the app is designed to run quickly on modern smartphones. The welcome package includes up to a 500% bonus on the first four deposits (up to ₹45,000/₹216.000) and free spins on popular slots. All bonuses are issued in rupees and activated through your personal account in the app. The terms and conditions of bonuses are always transparent and do not require promo codes to participate. 1win gives Indonesian players a reliable platform for sports betting and casino games with local payment options.

Thanks to this code, users can receive twice the amount of funds already at the first replenishment of the gaming account. Sports betting on mobile devices provides the same market depth as desktop versions, with collapsible menus organizing sports categories and event listings. Live betting updates occur in real-time, with odds changes reflecting immediately on screen. The mobile sportsbook includes quick bet placement through simplified bet slips and one-tap betting for rapid wagering during live events.

How to Start Betting in 1win App in 5 Steps?

Registered users benefit from continuous offers, including cashback on casino losses and express betting bonuses. Whether you prefer table games, slots, or sports, our platform offers seamless access across both the mobile app and original website. Stay engaged with live updates and betting markets for real-time events to enhance your experience.

After you log in, you’ll be directed to the home page, where you can explore different sections and start gaming. Fill out the necessary fields with details like your currency, phone number, country code, email, and create a secure password. If you reach certain amounts, then the cashback will be automatically credited to your account. You can also login to your account via social media if you have registered using this method.

Interesting promotions and promo codes are periodically launched, for which you can get bonuses without much stress. There are no shortcomings in the financial part, and therefore I am generally satisfied. These strong security features present a safe and secure betting platform to Indian users, which guarantees a consistent and reliable betting experience. However, betting terms must always be adhered to, and responsible betting practices must be maintained by all users. For those looking to maximize efficiency and minimize disruptions, paying attention to technical details is just as important as having the right betting strategy.

Blocking can be carried out by government agencies or search engines. All football predictions, including our correct score predictions, are completely free on our site. In Case you have got chosen to become able to sign up through email, supply a good up dated tackle plus create a security password. In Buy To obtain it, simply click this particular link in add-on to get it straight coming from our own site. Follow the directions to end upwards being capable to mount typically the .apk record, plus you’re arranged. You’ll immediately obtain your own 1win Nigeria credentials—either a good email/ID or phone quantity in add-on to your own password.

Processing times can vary from a few minutes to several days depending on the chosen method. The platform does not charge internal fees for transactions, which adds to its appeal among regular players. This welcoming bonus offers players 500% on top of their first four deposits.

Our website and mobile app are designed with Indian players in mind, offering support for the local currency (INR) and popular payment methods such as UPI, Paytm, and PhonePe. Virtual sporting events happen quickly and often more frequently than real ones, which opens up a wide range of betting opportunities. You can follow animated match simulations, and view detailed team and player statistics. At the same time, it should be said that the results of such matches are absolutely unpredictable.

Additionally, 1Win implements robust security measures to ensure the protection of players’ personal information and funds, actively combatting fraud and illegal activities. Similar to Royal Win, the platform prioritizes transparency and user safety, creating a secure environment for all types of gameplay. The registration process on the 1win platform usually goes smoothly.

Whether you’re choosing the winner of a major tournament or predicting the top run-scorer, cricket betting offers limitless excitement and opportunities. New bettors without prior experience can follow the steps outlined below to easily place bets on sports at 1Win . Following these instructions will help ensure you successfully withdraw your winnings after gaming. The bookmaker provides valuable resources including up-to-date statistics, live match updates, and expert analysis to aid bettors in making informed decisions. Betting on cricket offers a multitude of thrilling options, whether it’s predicting the outcome of a major match or guessing the top run-scorer.

Don’t forget to include the promo code 1WPRO145 to ensure you qualify for the desired welcome bonus. We’ve streamlined the 1Win registration process to ensure it is as fast and user-friendly as possible. Welcome to 1Win, your premier online casino and sportsbook destination. Founded in 2016 under the name FirstBet, we rebranded in 2018 to better serve our global audience, with a special focus on the Indian market. If you place an express with 5 or more events, a bonus percentage is added to your net profit, based on the number of events in the express. So, the bonus percentage for 5 events is 7%, while for 11 and above – 15%.

If you have any doubts regarding payments, limits, or fees, please contact 1win’s support whenever you want. After the registration, there’s an extra step gamblers must take to make sure their accounts are 100% ready to go, with all actions enabled. Go to the page with payment systems, select a convenient deposit method and top up your balance with rupees enough to fulfill the bonus requirements.

1Win Bookmaker offers a wide range of sports, covering such popular options as football, basketball, tennis, esports, MMA, hockey, cricket and many others. This variety is designed for a wide audience with diverse sports interests. It offers fast payments, a user-friendly interface, and supports Indian payment methods like UPI, Paytm, and PhonePe. Now you can bet and play casino games anytime and anywhere right from your phone. The app is regularly updated and works perfectly on most modern devices without lags.

The main menu at platform is neatly organized, letting you easily access each important section such as Sports Betting, Casino, Promotions and so forth. Different categories can be opened just by touching the appropriate part of the screen, without any fussy navigation that only slows things down and makes life more difficult. When you fill everything in and agree to our terms, just click the “Register” button.

The licensing information of online casinos is one of the most important things our 1Win Casino review team looks out for when testing gambling platforms. Since coming online in 2016, we’ve observed that 1Win has earned a good reputation as a trustworthy and reliable venue for online gambling. The website is operated by 1Win N.V., with a registered address at Dr. H. Fergusonweg 1, Curacao. Digital currencies have become one of most convenient payment options for players at the 1Win Casino because of their anonymity. Several cryptocurrencies are supported by the operator, including Bitcoin, Tether, Ethereum, Litecoin, and Dogecoin. You can deposit money using UPI, Paytm, PhonePe, NetBanking, or crypto.

Unfair or predatory rules can possibly be used against players to excuse not paying out winnings to them. Because of our findings, we suggest proceeding with caution if you settle on playing at this casino. We use advanced end-to-end encryption protocols to reliably protect your personal information and all financial transactions. Our multi-level security system completely eliminates the possibility of unauthorized third-party access to account data. You can enjoy the game and place bets with complete peace of mind, knowing that we ensure strict control and protection of your interests at every stage.

In the betting menu, select the amount of money you want to wager. The window will open showing upcoming games as well as those already in progress. It is possible to contact technical support at the 1win official site even if you are not officially registered or haven’t passed the ID verification procedure yet. Before downloading, ensure your smartphone’s settings are configured to accept files from “unknown sources” for effective installation. The 1win APK file weighs around 100 MB but requires 1 GB or more of free space for optimal performance. Upon successful account creation, you will gain immediate access to the extensive functionalities of the 1win entertainment platform.

To ensure a smooth financial experience, players should use efficient payment methods and follow best practices for quick processing. 1win frequently offers tournaments and special events where players can compete for cash prizes, free spins, or bonus money. These promotions provide a chance to win extra rewards without additional deposits.

1win includes an intuitive search engine to help you find the most interesting events of the moment. In this sense, all you have to do is enter certain keywords for the tool to show you the best events for placing bets. For any assistance, don’t hesitate to contact 1Win’s dedicated support team. It mainly uses a chatbot, which struggles with detailed or complex questions.

This app is optimized for iOS devices, giving you convenient access to the world of betting and casinos. The app’s interface is adapted to iOS standards, providing smooth navigation and a high-quality gaming experience. 1Win stands out as the leading online betting platform offering a wide range of features to enhance your betting experience. Whether you are a sports fan or a casino gambler, there is something for everyone at 1Win. Anyone who wants to diversify their basketball betting experience will be able to enjoy the Live category.

You’ll receive instant alerts about bet status, upcoming matches, special promotions, and live results. Notifications can be easily enabled or customized in your device settings for a more personalized betting experience. 1win app gives you a complete experience for sports betting and casino games. The company, which operates under a Curacao license, guarantees that all games are safe and fair. The casino caters to the Canadian market and offers an English interface, quick payment options, and support for local money and a special 1win app for both Android and iOS users.

Popular instant win games like Lucky Jet and Crash are featured at the top with logos, making them easy to find. All personal data, including payment information, is protected with advanced SSL encryption — the same level used by banking systems. Every transaction is processed through secure channels, and the system instantly responds to suspicious activities such as logins from unfamiliar devices. It operates under the Curacao international license and is the legal sports betting platform in Europe and Asia.

Players from Asia often use a credit card or online payment services. We are sorry that the results were not what you may have expected. Checks on both the platform side and the provider’s side did not reveal any technical issues or calculation errors. With this data, our specialists can review the situation based on verified details and proceed in line with standard procedures. The system calculates possible winnings based on the odds and bet type. A platform created to showcase all of our efforts aimed at bringing the vision of a safer and more transparent online gambling industry to reality.

Plus, with a mobile-friendly website available in both Urdu and English, you can take your excitement on the go. 1Win boasts a comprehensive selection of sports for betting, ensuring that all user preferences are met. Popular sports such as cricket, football, basketball, and tennis are available, alongside niche options like eSports and virtual sports. This variety caters to diverse interests, enhancing user engagement and satisfaction. Explore 1Win’s extensive sports offerings to find your preferred betting opportunities and elevate your gaming experience.

You have to monitor the jetpack pilot Joe and cash out your bets before he flies away. This type of betting site is available in all Android/iOS browsers and requires no additional software installation. Although all services and features are presented, you should be aware that there may be interference when the internet speed drops. Installation is complete, and you can log in to your account or register. The Android app version has a user-friendly interface and advanced navigation.

If you’re looking for something different from the usual slot or card game, the 1win Games section is worth checking out. These games are made in-house and offer unique, fast-paced gameplay often modelled after the popular crash or multiplier style. If poker is your game of choice, 1win rewards consistent players through a tiered rakeback system that returns a portion of the house fee to your account. The rakeback is calculated every time cards are revealed at a cash table (once the flop hits) and can be as high as 50%, depending on your VIP level. If you’re searching for a slick, high-utility betting app that works well across both sportsbook and casino, the 1win app is worth a serious look.

in iOS App

To download it, go to the official website of the company, open the applications section and click on the link to download the application, which is completely free. If you prefer gameplay with professional dealers, there are also poker options for you in the Live Casino section. 🔄 Don’t miss out on updates — follow the simple steps below to update the 1Win app on your Android device. While the 1Win app is not available on Google Play or the App Store due to policy restrictions, it is 100% safe to download via the official website. Unfortunately, a placed bet cannot be undone by either tech support or platform management.

Below are real screenshots from the official 1Win mobile app, showcasing its modern and user-friendly interface. 📲 Install the latest version of the 1Win app in 2026 and start playing anytime, anywhere. Click on “Complete registration” and go to the “Social networks” tab. Then choose one of the available online platforms, specify a currency you want to use, and complete the registration by clicking on “Register”. Now your 1Win new account is successfully created and you will be taken to the deposit page, where you will be offered to top up your account with rupees to start playing. Yes, 1win provides a dedicated mobile app for both Android and iOS devices.

We invite you to download the application on Android or PWA on iOS to gamble with comfort. That is a simple way to trade online, where users can predict whether the price of the selected asset will go up or down. The users can select the preferred period for their prediction as well. You can choose cryptocurrencies, shares, indexes, and currency pairs are available as well. The minimum bet for trading is 90 INR, which makes 1win Trading a good choice for newcomers on the platform.

Moreover, there will also be a table with the minimum and maximum deposit amounts of the most popular payment methods that are used at 1Win. If you’re looking to explore the captivating world of online gambling, 1Win offers an exciting platform tailored for players in India. 1win offers a lucrative promotional program for new and regular players from India.

1win Plinko is also developed by Spribe, but the game is based on a popular TV show from the past, “The price is right”. You must select colors of balls to drop them from the top of the board. These balls fall and bounce off of obstacles, so you don’t know where it falls.

This process not only helps to further confirm your identity but also meets government regulations. Considering the fact that players are from Ghana there will be some payment methods that are more convenient for them. However, we are constantly trying to find ways to increase the suite of options so that users aren’t required to go through a lot of trouble when they transfer money around. The 1win App support service is available around the clock and quickly resolves any user issues. The app features online chat, email, and an extensive FAQ section. Support is available in English and Hindi, which is convenient for most players from India.

In order to receive any of the existing bonuses, you will first need to register. Without passing which it will not be possible to participate in promotional offers. While filling out the questionnaire, you can enter a special promo code that provides the opportunity to increase the welcome bonus.

The player has a chance to place a minimum of 4 bets and combine them into a single one. However, the total accumulator wins only if each one of the segments does. Brazil players gravitate toward Fortune Tiger and Aviator, while in India, Aviator and Astronaut dominate the slot rankings. Mexico has Mines 1win and Balloon leading the charts, and in Chile, Gates of Olympus 1000 enjoys massive popularity.

You don’t need to fill out forms or chase status points; just continue placing sports bets, enjoying casino games, and joining regular promos or tournaments. Android users can’t get the app through Google Play, but downloading the 1win APK from the official site is quick and secure. This version offers full access to the sportsbook, casino, and account settings, and the 1win login process is exactly the same as it is on desktop. A shortcut on the top of the website will redirect you to the list of all in-play events offered by 1win. In the table on your left, you can make your pick from 14 sports markets with currently ongoing events.

The button to call the operator is located at the bottom of the interface. It is important to consider the terms of the promotion before activating the promo code. For example, some coupons are designed exclusively for newcomers to the site. For codes, you can get cash prizes, a percentage of the deposit, loyalty points, boosters and other benefits.

Their list is selected automatically based on the user’s geolocation. The casino does not have any secret commissions when performing transactions. Deposits are credited to the balance instantly, and payments can be processed within 24 hours.

Make every effort to ensure that the information is accurate and correct. Log into your account, go to “Line”, choose any sport you are interested in and the event in this section. Click on one of the multipliers and specify a bet type – single bet, accumulator, system bet. If the deposit is conducted using a credit card, the minimal amount would be 750 INR. The minimal deposit amount for the majority of e-wallets is 100 INR. Money should appear on your balance once the second transaction is verified.

For instance, if a slot machine hasn’t paid out for a while, a player might conclude that it’s “due” for a win. This flawed reasoning can lead to continued play, increasing the likelihood of larger losses. The 30% cashback from 1win is a refund on your weekly losses on Slots games. The cashback is non-wagering and can be used to play again or withdrawn from your account.

With matches taking place all year, tennis gives plenty of chances for both casual and serious bettors. The money is transferred to the bank account quickly, which is especially important for active players. The speed depends on the chosen withdrawal method — e-wallets work faster than bank transfers. Deposits can be made via the most popular payment systems, including Visa/MasterCard, MoneyGo, cryptocurrencies, My Bux, Perfect Money, and AstroPay. Indian players often use Paytm for quick and convenient withdrawals. The minimum deposit amount is ₹300, and the minimum withdrawal amount is ₹950.

While every player’s expectations are different, 1win delivers a balanced mix of entertainment, security, and convenience. For those seeking a reliable online casino with modern functionality and regular promotions, it’s definitely a platform worth exploring. Whether you’re using the desktop version or the mobile app, the performance remains smooth and responsive. The platform is optimized for all screen sizes, ensuring that users get the same seamless experience on smartphones, tablets, and computers.

While it might be the same as the website offer, sometimes specific mobile bonuses exist. Check the “Promotions” section in the app after registering for details on the current welcome offer for UK players and its terms. The app typically supports various deposit methods suitable for UK users.

As the car gains speed, the multiplier increases, but the challenge is to cash out before the car crashes. The game’s vibrant visuals and dynamic gameplay make it perfect for those who love fast rounds and energetic gambling. If you have not yet registered at 1win Casino, use a special promo code to get bonus points and test the casino.

If you want a break from slots or crave something new, try to predict the outcomes of matches on the 1win official site. This section explains how to place wagers and covers the essential details for sports fans. In Malaysia, sports betting is especially popular among fans of football, badminton, basketball, and e-sports.

Additionally, downloading the application rewards players with 200 1win coins, which can be exchanged for real money at the current exchange rate. Embarking on your 1win journey is a straightforward process, designed for ease of use. Both Aviator and Lucky Jet are based on dynamic odds, much like the thrilling unpredictability found in stock or cryptocurrency trading. This makes them an exhilarating choice for players who love heart-racing bets with significant potential winnings. On 1win, you’ll find different ways to recharge your account balance.

The first gift that you receive is probably the most generous one, although active players can get up to 30% of their investments back. Overall, the casino is safe and has one of the biggest selections of games. Likewise, it has a rich betting section with international events and traditional sports. The 1win gaming platform is considered one of the most popular, offering certified software.

The more numbers selected match the ones that fall out, the higher the winnings. The variety of bets in Live Keno allows players to choose different strategies. From betting on individual numbers to combined options, players have freedom of choice and plenty of opportunities for a variety of winnings. 1Win offers Kenyan punters an exciting online experience combining cutting-edge technology with a wide range of sports betting and casino gaming options.

Depending on your country of residence and preferred currency, you can choose a local payment service and transfer your funds to the bookie quickly and without extra charges. In Brazil, Blackjack enjoys high popularity, particularly among those seeking the classic card game. In India, VIP Blackjack stands out as a favorite, while Mexico sees a preference for more diverse card game options, including Blackjack variants with higher stakes.

Cashback is awarded every Saturday based on the following criteria. 1Win promotes responsible gambling and provides dedicated resources on this topic. Players can access various tools, including self-exclusion, to manage their betting activities responsibly. New players from India receive an exclusive 500% Welcome Bonus up to ₹84,000 on their first deposit.Use promo code 1WIN500IN to activate your reward instantly. The fastest options are e-wallets and cryptocurrencies, where payments are processed instantly or at least during the same day. The 1win bonus for the registration and first deposit is a massive 500% boost on your payments.

It transforms a routine action — downloading an app — into a valuable user experience. For those seeking flexibility, speed, and convenience, the mobile app paired with this bonus makes for a smart and rewarding choice. 1win boasts an impressive portfolio of over 12,000 multi-genre online games from world-renowned providers, alongside an extensive sportsbook featuring more than 30 disciplines. This section delves into the diverse entertainment options available to Indonesian players. For any queries or assistance, 1Win’s dedicated customer service team is readily available around the clock. Users can access support via multiple channels like live chat, email, and phone, ensuring a seamless and supportive betting experience.

If you’re choosing games and you’re a beginner and want to maximize your chances of winning, focus on games with a high return to player (RTP) percentage. Although specific RTP values can vary, games like Plinko, Royal Mines and Keno are known for being able to offer you competitive rates for payouts. Games with high RTPs can improve your long-term odds, making them a smart choice for you. At 1Win India, registration is secure, fast, and designed to give players a head start with generous bonuses and cashback rewards. Yes, 1Win implements a host of security features in order to provide a safe betting environment to all users.

By interpreting the statistics provided, the players can make grounded predictions on events that mostly have above-average odds. After the upload, 1win gives you a 24-hour prompt to analyze the document and approve your verification; the response can be sent via e-mail or accessed at your user panel. If more than 24 hours go by and you don’t get an approval, contact 1win support. Yes, 1Win is known as a reliable bookie with an excellent reputation.

Leading developers include Evolution, NetEnt, Pragmatic Play, Play’n GO, as well as Evolution, Nolimit City, Pragmatic and Thunderland. Many individuals are drawn to gambling environments due to the social aspects, such as camaraderie among fellow players or the thrill of competition. This social dynamic can enhance excitement but also lead to poor decision-making. For example, peer pressure may encourage a player to wager more than they initially intended, escalating the risk of loss.

Ensure you update the 1win app to its latest version for optimum performance. For devices with lesser specifications, consider using the web version. It offers similar functionalities as the app but runs through a browser for convenience. Poker is a card game, the purpose of which is to collect the best combination of your cards or trick your opponents so that they fold their cards.

Each match will be available in “Pre-match” and “Live” modes with a wide range of different sports markets. Users also have the opportunity to watch live broadcasts of sporting events for free. Your account will then be created and you can start betting or playing in the casino. 1Win offers a bonus on express bets for betting on 5 or more events. Your net profit will increase depending on the number of events in the express bet. So, the more events in your spread, the higher your net profit percentage.

1Win sets its minimum standard for betting at $1 across different events and sports. Credit card and electronic wallet payments are frequently processed instantaneously. Bank transfers might take longer, often ranging from a few hours to several working days, depending on the intermediaries involved and any extra procedures. You can make deposits from INR 300 and withdraw winnings with no fees from INR 950.

1Win has been around since 2016 under the name Firstbet, but in 2018 it underwent a rebranding and has been called 1Win ever since. Before joining any betting platform, Indian users usually look for trusted details such as licensing, payment options, supported platforms, and available bonuses. Below is a quick summary of the most important facts about 1win India that confirm its legitimacy, flexibility, and convenience for local players.

A system bet is a more complex betting style, allowing bettors to find several selections while simultaneously limiting their risk. This can be especially useful if you want to minimize the risk of losing a bet, but still take advantage of the potential payout when betting on a combo. One of the biggest benefits of multi bets is the chance for high pay outs with relatively small wagers. Multi bets, on the other hand, can be riskier, since all of your picks must win for the bet to pay off.